Teen Drinking and Your Liability
Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.
Compassionate Financial Guidance Through Life’s Toughest Transitions
Transitions Financial Planning is a boutique fiduciary financial advisory firm that cares deeply about your financial and personal well-being. We specifically focus on helping women through major life transitions like widowhood, caregiving, retirement and long-life income planning. As your Financial Decision-Partner, we provide the caring support, mindful financial planning and protective investment management you need while facing new beginnings. We service local and nationwide.
Why Work With a CFP Financial Advisor who is also a Certified Financial Transitionist®?
A Certified Financial Transitionist® is your specially trained thinking-partner providing the financial guidance to help you make wise choices -while honoring all that you are moving through. With a strong, yet gentle, human focus, we work with you more deeply and completely than most other financial professionals. We empower you with the knowledge and financial plan you need to return to stability and confidence, re-inspired and prepared for the next time life changes.
Meet Howard Jay Rubin, CFP®, RICP®, CLU®, CeFT®, CDFA®
Senior Financial Partner, Financial Life Planner, Investment Advisor
As a CFP professional, Certified Financial Transitionist and Founder of Transitions Financial Planning, Howard is a Fiduciary Advisor who cares deeply about each client's financial and personal well-being.
He is a second-generation financial planner, with 14 years experience in Investment Management, Full-Life Retirement Planning and Comprehensive, Holistic Financial Planning.
His fascination with Financial Psychology and Life Transitions began with his Psychology BA degree from Duke University, and has grown into a life-long learning passion. His credentials include certification as a Grief Educator and as a Kinder Life Planner. Personally, Howard is the proud father of twin children now in college and was once a full-time performing magician in Hollywood.
Meet Minna Whitcher
Director of Client Care
Since joining Transitions Financial Planning in 2012, Minna has been a warm, steady presence for clients from the very first contact through years of ongoing support. She plays a central role in each client’s experience, helping clients feel welcomed, cared for, and well-supported during times that can already feel overwhelming.
Deeply attentive to the details, Minna helps ensure communication stays clear, paperwork is handled correctly, and important matters are carried through with accuracy and consistency. Clients know they can count on her thoughtful follow-through, responsiveness, and the genuine care she brings to every interaction.
Minna lives in Corona, California with her family, enjoys making jewelry, and owns and runs an avocado farm in Fallbrook.
9 Facts About Retirement
Regardless of how you approach retirement, there are some things about it that might surprise you.
Making Sense Of A Home Warranty
Understanding the value of a home warranty.
The Cost of Medical Care
Learn about the risks of not having health insurance in this informative article.
What to Look for in an Extended-Care Policy
Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.
The Utility of Sector Investing
Successful sector investing is dependent upon an accurate analysis about when to rotate in and out.
Buying vs. Leasing a Car
Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
Who Is Your Trusted Contact?
This investment account question is vital and answered as early as possible.
How Big is Money?
Learn a little about worldwide currency in this fun infographic
